Car accidents are extremely common, and every time you get in a car, you have a one in 103 chance of being involved in one. Due to how frequently they happen, it's important to know what to do if you're ever involved in one.
What to do if you're involved in a car accident
If you're involved in a car accident, the first thing you should do is pull over to the side of the road and turn on your hazard lights. If possible, you should also try to move your car out of the way of oncoming traffic.
Once you're safely off the road, you should check yourself for injuries and call the relevant emergency services. If anyone else is injured, you should provide first aid until medical help arrives. You must also exchange insurance information with the other driver and take pictures of any damage to both vehicles. When the police arrive, they will likely file a report. Depending on the severity of the accident, your insurance company may also become involved.
What to do if you're injured in an accident
If you are ever injured in an accident, there are a few steps you should take to ensure that you receive the compensation you deserve. First, it is important to seek medical attention as soon as possible even if you don't have symptoms. Some injuries (like concussions) may not present themselves immediately. This will not only ensure that your injuries are treated, but it will also create a record of your injuries that can be used as evidence in court.
Next, you should contact a personal injury lawyer who can help you navigate the legal system. Since car accidents can be complex, it is important to have someone on your side who knows the ins and outs of the law.
There are many types of compensation after a car accident. A car accident lawyer can help you get the compensation you deserve from the other driver's insurance company, especially if you are not at fault for the accident.
Finally, you should be sure to keep all records and documentation related to the accident, as this will be essential in building your case. If you don't keep a record of your medical bills, for example, it will be much harder to prove the extent of your injuries and be compensated for your full injury.
How to deal with the insurance company
After an accident, it is important to contact your insurance company as soon as possible. They will need to know the details of what happened and may need to open an investigation.
This is where the information you collect from the other driver, the police, and witnesses will be critical. By having all of the information readily available, you will be more prepared for interacting with both your insurance company and theirs.
You should never give a recorded statement to the other driver's insurance company without first consulting with your own car accident lawyer. This is because anything you say can be used against you later.
The insurance company may try to lowball you by offering a quick settlement that doesn't cover the full extent of your damages. If you want to receive full and fair compensation, it is best to have an experienced car accident lawyer on your side.
Endnote
Car accidents are unfortunately common, but by knowing what to do if you're ever involved in one, you can minimise the damages. If you or someone you love is ever injured in a car accident, be sure to follow the steps outlined above to ensure that they receive the full and fair compensation they deserve.
