Contact David Furtado Founder, Furtado Law PC 3773 Cherry Creek Drive North, Suite 755, Denver, Colorado 80209, USA Tel: +1 866-497-6106 E: info@furtadolaw.com www.furtadolaw.com About David Furtado David Furtado is a highly accomplished legal professional with an extensive educational background and exceptional expertise in civil litigation, with an emphasis on insurance law, construction defect and first-party and third-party insurance litigation. He holds a Bachelor of Science in Finance and Master of Science in Accounting from the University of Rhode Island, a Juris Doctor from the University of Denver and a Bachelor of Science in Electrical Engineering from the University of Colorado. Having practiced law since 1996, David has amassed nearly three decades of trial experience in complex civil litigation on behalf of plaintiffs. This extensive experience has provided him with a deep understanding of legal principles and a wealth of knowledge in various areas of law. As a result, he is able to provide seasoned and effective legal advice to his clients, ensuring their best interests are represented with diligence, dedication, passion and professionalism. safety and coordinate with private crews. Private firefighting companies may exacerbate income inequality during wildfires by giving affluent individuals and neighbourhoods a competitive advantage in protecting their homes, while economically disadvantaged communities lack access to such resources, widening the gap between those who can safeguard their properties and those left vulnerable to wildfires. Insurance Policies: Building Resilience in the Face of Nature’s Uncertainties While it is impossible to fully capture the breadth of natural disasters and their effects on the lives of property owners with different levels of protection – whether properly insured, underinsured, or uninsured – this article emphasizes the fundamental importance of securing an insurance policy as a means of safeguarding one’s home. Mother Nature may always have the upper hand, but homeowners who are prepared can minimise the impact of natural disasters. Policyholders should stay informed about policy changes and carefully review their insurance policies. Protecting your most valuable asset, your home, through the right insurance coverage is not just a wise decision, but a critical one. Do not wait until it is too late to secure the protection you and your home deserve. Remember, it is not just bricks and mortar; it is the place where memories are made and cherished. Fortune favours the prepared: safeguard your financial future today to ensure a secure tomorrow. work, they are credited with saving at least 10 homes, while three insured by the company were destroyed. This event signified the first instance where a privately-owned crew was dispatched to combat a Colorado fire, a fire that led to a staggering $217 million in damages and the destruction of 169 homes. USAA is the first major insurance company to offer a discount to residents of Firewise USA sites. They provide a free Wildfire Response Program in 15 states, partnering with certified wildland firefighters. These experts monitor wildfires and take proactive measures to protect policyholders’ homes, such as closing windows and removing debris. Private firefighting companies offer on-call wildfire protection services to homeowners and insurance companies like USAA, Chubb and Safeco. However, their lack of coordination with local agencies creates a burden for first responders who must prioritize resident FEATURE OF THE MONTH 19
RkJQdWJsaXNoZXIy Mjk3Mzkz